SJRES 130
· 119th Congress
· Finance and Financial Sector
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to withdrawal of the rule relating to "Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices".
Sponsor
Latest action
Placed on Senate Legislative Calendar under General Orders. Calendar No. 386.
Action timeline
Every recorded action on this bill, newest first. Stage badges color-code the legislative path.
Apr 27, 2026
committee
Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
Banking, Housing, and Urban Affairs Committee
Apr 27, 2026
other
Placed on Senate Legislative Calendar under General Orders. Calendar No. 386.
Mar 18, 2026
introduced
Introduced in Senate
Mar 18, 2026
introduced
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Banking, Housing, and Urban Affairs Committee
Roll-call votes
Floor votes recorded on this bill.
Roll call #123 — On the Motion to Proceed S.J.Res. 130
May 13, 2026 · Motion to Proceed Rejected
47
Yea
53
Nay
0
Missed
D
45–0
R
0–53
I
2–0
view official roll-call →
Changelog
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih / is — Introduced in House / Senate. First filed version.
rfh / rfs — Referred to a committee for review.
rh / rs — Reported back by the committee to the floor (often with amendments — this is where most language changes happen).
pcs / pch — Placed on Calendar for floor consideration.
eh / es — Engrossed. Passed by the originating chamber. Text is now what was actually voted on.
rdh / rds — Received by the other chamber.
eah / eas — Engrossed Amendment. The other chamber passed an amended version.
ath / ats — Agreed to. Both chambers settled on the same text.
enr — Enrolled. Final reconciled text, sent to the President.
pl — Public Law. Signed by the President. It's now law.
pp — Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih/is— Introduced in House / Senate. First filed version.rfh/rfs— Referred to a committee for review.rh/rs— Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs/pch— Placed on Calendar for floor consideration.eh/es— Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh/rds— Received by the other chamber.eah/eas— Engrossed Amendment. The other chamber passed an amended version.ath/ats— Agreed to. Both chambers settled on the same text.enr— Enrolled. Final reconciled text, sent to the President.pl— Public Law. Signed by the President. It's now law.pp— Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
Line-level diff between text versions of this bill — what actually changed at each legislative stage.
+32
−2
16 unchanged
--- Introduced (Senate)
+++ Placed on Calendar (Senate)
@@ -1,8 +1,9 @@
[From the U.S. Government Publishing Office]
-[S.J. Res. 130 Introduced in Senate (IS)]
+[S.J. Res. 130 Placed on Calendar Senate (PCS)]
<DOC>
+Calendar No. 386
119th CONGRESS
2d Session
S. J. RES. 130
@@ -23,6 +24,11 @@
read twice and referred to the Committee on Banking, Housing, and Urban
Affairs
+April 27, 2026
+
+Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and
+placed on the calendar
+
_______________________________________________________________________
JOINT RESOLUTION
@@ -40,4 +46,28 @@
Protection Circular 2024-05: Improper Overdraft Opt-In Practices (89
Fed. Reg. 80075 (October 2, 2024))'' (90 Fed. Reg. 20084 (May 12,
2025)), and such rule shall have no force or effect.
-<all>
+
+Calendar No. 386
+
+119th CONGRESS
+
+2d Session
+
+S. J. RES. 130
+
+_______________________________________________________________________
+
+JOINT RESOLUTION
+
+Providing for congressional disapproval under chapter 8 of title 5,
+United States Code, of the rule submitted by the Bureau of Consumer
+Financial Protection relating to the withdrawal of the rule relating to
+``Consumer Financial Protection Circular 2024-05: Improper Overdraft
+Opt-In Practices''.
+
+_______________________________________________________________________
+
+April 27, 2026
+
+Committee discharged, by petition, pursuant to 5 U.S.C. 802(c), and
+placed on the calendar