HR 7056
· 119th Congress
· Finance and Financial Sector
Community Bank Regulatory Tailoring Act
Sponsor
Latest action
Placed on the Union Calendar, Calendar No. 480.
Action timeline
Every recorded action on this bill, newest first. Stage badges color-code the legislative path.
Mar 19, 2026
committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-558.
Financial Services Committee
Mar 19, 2026
other
Placed on the Union Calendar, Calendar No. 480.
Jan 22, 2026
committee
Committee Consideration and Mark-up Session Held
Financial Services Committee
Jan 22, 2026
committee
Ordered to be Reported (Amended) by the Yeas and Nays: 33 - 21.
Financial Services Committee
Jan 14, 2026
introduced
Introduced in House
Jan 14, 2026
introduced
Referred to the House Committee on Financial Services.
Financial Services Committee
Text versions
Each stage of the bill — official text published by GPO. Click any format to read on congress.gov / govinfo.
Changelog
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih / is — Introduced in House / Senate. First filed version.rfh / rfs — Referred to a committee for review.rh / rs — Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs / pch — Placed on Calendar for floor consideration.eh / es — Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh / rds — Received by the other chamber.eah / eas — Engrossed Amendment. The other chamber passed an amended version.ath / ats — Agreed to. Both chambers settled on the same text.enr — Enrolled. Final reconciled text, sent to the President.pl — Public Law. Signed by the President. It's now law.pp — Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih/is— Introduced in House / Senate. First filed version.rfh/rfs— Referred to a committee for review.rh/rs— Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs/pch— Placed on Calendar for floor consideration.eh/es— Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh/rds— Received by the other chamber.eah/eas— Engrossed Amendment. The other chamber passed an amended version.ath/ats— Agreed to. Both chambers settled on the same text.enr— Enrolled. Final reconciled text, sent to the President.pl— Public Law. Signed by the President. It's now law.pp— Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
Line-level diff between text versions of this bill — what actually changed at each legislative stage.
+48
−10
50 unchanged
--- Introduced (House)
+++ Reported (House)
@@ -1,12 +1,15 @@
[From the U.S. Government Publishing Office]
-[H.R. 7056 Introduced in House (IH)]
+[H.R. 7056 Reported in House (RH)]
<DOC>
+Union Calendar No. 480
119th CONGRESS
2d Session
H. R. 7056
+[Report No. 119-558]
+
To index statutory thresholds, and for other purposes.
_______________________________________________________________________
@@ -17,6 +20,19 @@
Mr. Barr introduced the following bill; which was referred to the
Committee on Financial Services
+
+March 19, 2026
+
+Additional sponsors: Mr. Gottheimer and Mr. Meuser
+
+March 19, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
+[Strike out all after the enacting clause and insert the part printed
+in italic]
+[For text of introduced bill, see copy of bill as introduced on January
+14, 2026]
_______________________________________________________________________
@@ -63,8 +79,8 @@
5301 et seq.) is amended--
(1) in section 210 (12 U.S.C. 5390)--
(A) in subsection (o), by striking
-``$50,000,000,000'' and inserting ``$105,000,000,000'';
-and
+``$50,000,000,000'' in each place it appears and
+inserting ``$105,000,000,000''; and
(B) in subsection (r), by striking ``$1,000,000''
and inserting ``$5,000,000''; and
(2) in section 956(f) (12 U.S.C. 5641(f)), by striking
@@ -73,8 +89,8 @@
U.S.C. 1751 et seq.) is amended--
(1) in section 202 (12 U.S.C. 1782)--
(A) in subsection (a)(6)(C)(iii)--
-(i) in the heading, by striking ``DE
-minimus'' and inserting ``DE minimis''; and
+(i) in the heading, by striking ``De
+minimus'' and inserting ``De minimis''; and
(ii) by striking ``$10,000,000'' and
inserting ``$34,000,000'';
(B) in subsection (a)(6)(D)--
@@ -132,7 +148,7 @@
(i) Home Mortgage Disclosure Act of 1975.--The Home Mortgage
Disclosure Act of 1975 (12 U.S.C. 2801 et seq.) is amended--
(1) in the second paragraph (3) of section 304(i) (12
-U.S.C. 2803(i)(3); relating to ``Exemption from certain
+U.S.C. 2803(i)(3)); relating to ``Exemption from certain
disclosure requirements''), by striking ``$30,000,000'' and
inserting ``$160,000,000''; and
(2) in section 309(a) (12 U.S.C. 2808(a)), by striking
@@ -145,7 +161,7 @@
and inserting ``$160,000,000''.
(k) International Lending Supervision Act of 1983.--Section
909(a)(1) of the International Lending Supervision Act of 1983 (12
-U.S.C. 3908) is amended by striking ``$20,000,000'' and inserting
+U.S.C. 3908(a)(1)) is amended by striking ``$20,000,000'' and inserting
``$160,000,000''.
(l) Real Estate Settlement Procedures Act of 1974.--Section
3(1)(B)(iv) of the Real Estate Settlement Procedures Act of 1974 (12
@@ -170,8 +186,9 @@
than 1, of the annual value of current-dollar United States gross
domestic product, published by the Department of Commerce, for the
calendar year preceding the year in which the adjustment is calculated
-under this section, to the published annual value of such index for the
-calendar year preceding April 1, 2026.
+under this section, to the published annual value of current-dollar
+United States gross domestic product for the calendar year preceding
+April 1, 2026.
(b) Currency of Information.--The values used in the calculation
under subsection (a) shall be, as of the date of the calculation, the
values most recently published by the Department of Commerce.
@@ -232,4 +249,25 @@
shall take effect on January 1 of the year immediately succeeding any
calendar year in which an adjustment is required to be calculated under
subsection (a).
-<all>
+Union Calendar No. 480
+
+119th CONGRESS
+
+2d Session
+
+H. R. 7056
+
+[Report No. 119-558]
+
+_______________________________________________________________________
+
+A BILL
+
+To index statutory thresholds, and for other purposes.
+
+_______________________________________________________________________
+
+March 19, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
Lobbying activity
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Cosponsors (2)
Members who signed on to support this bill.