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HR 6554 · 119th Congress · Finance and Financial Sector

Community Bank Representation Act

Introduced December 10, 2025 Latest action February 25, 2026 3 cosponsors

Sponsor

Latest action

Placed on the Union Calendar, Calendar No. 458.

Action timeline

Every recorded action on this bill, newest first. Stage badges color-code the legislative path.

Feb 25, 2026
committee Reported (Amended) by the Committee on Financial Services. H. Rept. 119-533.
Financial Services Committee
Feb 25, 2026
other Placed on the Union Calendar, Calendar No. 458.
Dec 17, 2025
committee Committee Consideration and Mark-up Session Held
Financial Services Committee
Dec 17, 2025
committee Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 22.
Financial Services Committee
Dec 16, 2025
committee Committee Consideration and Mark-up Session Held
Financial Services Committee

Text versions

Each stage of the bill — official text published by GPO. Click any format to read on congress.gov / govinfo.

Feb 25, 2026 Reported in House
XML
Dec 10, 2025 Introduced in House
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Changelog

How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.

  1. ih / isIntroduced in House / Senate. First filed version.
  2. rfh / rfsReferred to a committee for review.
  3. rh / rsReported back by the committee to the floor (often with amendments — this is where most language changes happen).
  4. pcs / pchPlaced on Calendar for floor consideration.
  5. eh / esEngrossed. Passed by the originating chamber. Text is now what was actually voted on.
  6. rdh / rdsReceived by the other chamber.
  7. eah / easEngrossed Amendment. The other chamber passed an amended version.
  8. ath / atsAgreed to. Both chambers settled on the same text.
  9. enrEnrolled. Final reconciled text, sent to the President.
  10. plPublic Law. Signed by the President. It's now law.
  11. ppPublic Print. Official printing post-enactment.

Most bills die before eh/es. Going from pcsenr is the full path through both chambers.

Line-level diff between text versions of this bill — what actually changed at each legislative stage.

+56 −9 30 unchanged
--- Introduced (House)
+++ Reported (House)
@@ -1,11 +1,14 @@
[From the U.S. Government Publishing Office]
-[H.R. 6554 Introduced in House (IH)]
+[H.R. 6554 Reported in House (RH)]
<DOC>
+Union Calendar No. 458
119th CONGRESS
-1st Session
+2d Session
H. R. 6554
+
+[Report No. 119-533]
To amend the Federal Reserve Act to specify additional responsibilities
of the member of the Board of Governors of the Federal Reserve System
@@ -20,6 +23,20 @@
Ms. De La Cruz introduced the following bill; which was referred to the
Committee on Financial Services
+
+February 25, 2026
+
+Additional sponsors: Mr. Williams of Texas, Mr. Sessions, and Mr. Nunn
+of Iowa
+
+February 25, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
+[Strike out all after the enacting clause and insert the part printed
+in italic]
+[For text of introduced bill, see copy of bill as introduced on
+December 10, 2025]
_______________________________________________________________________
@@ -47,11 +64,17 @@
by inserting after ``regulation of such firms.'' the following:
``The Chairman shall select one member of the Board with
demonstrated primary experience working in or supervising
-community banks to develop policy recommendations for the Board
-regarding supervision and regulation of banking organizations
-supervised by the Board having less than $17,000,000,000 in
-total assets, and to oversee the supervision and regulation of
-such banking organizations.'';
+community banks to, in consultation with the Vice Chairman for
+Supervision and any other member of the Board with demonstrated
+primary experience working in or supervising community banks,
+develop policy recommendations for the Board regarding
+supervision and regulation of banking organizations supervised
+by the Board having less than $17,000,000,000 in total assets,
+and to oversee the supervision and regulation of such banking
+organizations in consultation with the Vice Chairman for
+Supervision and any other member of the Board with demonstrated
+primary experience working in or supervising community
+banks.'';
(3) in paragraph (12) (12 U.S.C. 247b)--
(A) by striking ``The Vice Chairman for
Supervision'' and inserting the following:
@@ -103,7 +126,7 @@
Analysis.''.
(b) Federal Financial Institutions Examination Council Act of
1978.--Section 1004(a)(3) of the Federal Financial Institutions
-Examination Council Act of 1978 (12 U.S.C. 3303(a)(2)) is amended by
+Examination Council Act of 1978 (12 U.S.C. 3303(a)(3)) is amended by
adding at the end the following: ``and such Governor shall consult with
the Governor with demonstrated primary experience working in or
supervising community banks selected by the Chairman of the Board to
@@ -111,4 +134,28 @@
regulation of banking organizations supervised by the Board having less
than $17,000,000,000 in total assets, and to oversee the supervision
and regulation of such banking organizations,''.
-<all>
+Union Calendar No. 458
+
+119th CONGRESS
+
+2d Session
+
+H. R. 6554
+
+[Report No. 119-533]
+
+_______________________________________________________________________
+
+A BILL
+
+To amend the Federal Reserve Act to specify additional responsibilities
+of the member of the Board of Governors of the Federal Reserve System
+who was appointed as the member with experience working in or
+supervising community banks, and for other purposes.
+
+_______________________________________________________________________
+
+February 25, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed

Lobbying activity

Organizations whose LDA filings reference this bill, ranked by filing count. Position not disclosed — LDA does not require lobbyists to report support / oppose / monitor. Bill-number references can be stale (lobbyists sometimes copy text year-over-year), so verify against the filing description.

2
filings · 2026 Q4
2
filings · 2026 Q4
1
filings · 2025 Q4
1
filings · 2025 Q4

via Senate LDA · self-reported quarterly. Filing count = filings mentioning this bill (no position required), not money spent on it. Click a client to see all bills they've filed on.

Cosponsors (3)

Members who signed on to support this bill.