HR 6544
· 119th Congress
· Finance and Financial Sector
REVIEW Act of 2025
Sponsor
Latest action
Placed on the Union Calendar, Calendar No. 452.
Action timeline
Every recorded action on this bill, newest first. Stage badges color-code the legislative path.
Feb 25, 2026
committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.
Financial Services Committee
Feb 25, 2026
other
Placed on the Union Calendar, Calendar No. 452.
Dec 17, 2025
committee
Committee Consideration and Mark-up Session Held
Financial Services Committee
Dec 17, 2025
committee
Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.
Financial Services Committee
Dec 16, 2025
committee
Committee Consideration and Mark-up Session Held
Financial Services Committee
Dec 09, 2025
introduced
Introduced in House
Dec 09, 2025
introduced
Referred to the House Committee on Financial Services.
Financial Services Committee
Text versions
Each stage of the bill — official text published by GPO. Click any format to read on congress.gov / govinfo.
CRS summaries
Plain-English summaries written by the Congressional Research Service — neutral, nonpartisan staff who summarize bills as they advance through stages. The authoritative description of what each version of the bill does.
07
Reported to House
Feb 25, 2026
Regulatory Efficiency, Verification, Itemization, and Enhanced Workflow Act of 2025 or the REVIEW Act of 2025
This bill increases the frequency and expands the scope of regulatory reviews conducted by federal financial agencies.
Currently, these regulatory reviews must occur every 10 years to identify outdated or unnecessary regulations imposed on insured depository institutions. The bill increases this frequency to every 7 years.
Additionally, the bill expands these reviews to include an internal review of the cumulative impacts of regulations, including an assessment regarding (1) access to financial products and services, (2) credit availability and market liquidity, and (3) costs and benefits of regulations with respect to financial safety and soundness and overall economic activity.
The bill also codifies the National Credit Union Administration’s inclusion in this review process.
via Congressional Research Service · published through congress.gov
Changelog
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih / is — Introduced in House / Senate. First filed version.rfh / rfs — Referred to a committee for review.rh / rs — Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs / pch — Placed on Calendar for floor consideration.eh / es — Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh / rds — Received by the other chamber.eah / eas — Engrossed Amendment. The other chamber passed an amended version.ath / ats — Agreed to. Both chambers settled on the same text.enr — Enrolled. Final reconciled text, sent to the President.pl — Public Law. Signed by the President. It's now law.pp — Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih/is— Introduced in House / Senate. First filed version.rfh/rfs— Referred to a committee for review.rh/rs— Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs/pch— Placed on Calendar for floor consideration.eh/es— Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh/rds— Received by the other chamber.eah/eas— Engrossed Amendment. The other chamber passed an amended version.ath/ats— Agreed to. Both chambers settled on the same text.enr— Enrolled. Final reconciled text, sent to the President.pl— Public Law. Signed by the President. It's now law.pp— Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
Line-level diff between text versions of this bill — what actually changed at each legislative stage.
+51
−15
40 unchanged
--- Introduced (House)
+++ Reported (House)
@@ -1,11 +1,14 @@
[From the U.S. Government Publishing Office]
-[H.R. 6544 Introduced in House (IH)]
+[H.R. 6544 Reported in House (RH)]
<DOC>
+Union Calendar No. 452
119th CONGRESS
-1st Session
+2d Session
H. R. 6544
+
+[Report No. 119-527]
To require the Federal financial institutions regulatory agencies to
review the cumulative impact of regulations issued by such agencies,
@@ -19,6 +22,15 @@
Mr. Timmons introduced the following bill; which was referred to the
Committee on Financial Services
+
+February 25, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
+[Strike out all after the enacting clause and insert the part printed
+in italic]
+[For text of introduced bill, see copy of bill as introduced on
+December 9, 2025]
_______________________________________________________________________
@@ -44,14 +56,11 @@
(1) by striking ``appropriate Federal banking agency'' each
place such term appears and inserting ``Federal financial
institutions regulatory agency'';
-(2) by striking ``appropriate Federal banking agencies''
-each place such term appears and inserting ``Federal financial
-institutions regulatory agencies'';
-(3) in subsection (a)--
+(2) in subsection (a)--
(A) by striking ``represented on the Council''; and
(B) by striking ``once every 10 years'' and
-inserting ``once every 5 years'';
-(4) in subsection (b)--
+inserting ``once every 7 years'';
+(3) in subsection (b)--
(A) by redesignating paragraphs (1) and (2) as
subparagraphs (A) and (B), respectively (and adjusting
the margins accordingly);
@@ -81,15 +90,19 @@
``(F) includes recommendations to streamline,
simplify, or eliminate duplicative, outdated, and
unnecessarily burdensome regulations.'';
-(5) in subsection (c)--
+(4) in subsection (c)--
(A) by striking ``subsection (b)(2)'' and inserting
``subsection (b)(1)(B), and the internal review under
subsection (b)(2),''; and
(B) by striking ``once every 10 years'' and
-inserting ``once every 5 years'';
-(6) in subsection (e)--
-(A) in paragraph (1), by striking ``and'' at the
-end;
+inserting ``once every 7 years'';
+(5) in subsection (e)--
+(A) in paragraph (1)--
+(i) by striking ``appropriate Federal
+banking agencies'' and inserting ``Federal
+financial institutions regulatory agencies'';
+and
+(ii) by striking ``and'' at the end;
(B) by redesignating paragraph (2) as paragraph
(3);
(C) by inserting after paragraph (1) the following:
@@ -107,9 +120,32 @@
financial institutions regulatory agency through the
internal reviews conducted under subsection (b)(2), by
regulation''; and
-(7) by adding at the end the following:
+(6) by adding at the end the following:
``(f) Federal Financial Institutions Regulatory Agency Defined.--
The term `Federal financial institutions regulatory agency' has the
meaning given that term in section 1003 of the Federal Financial
Institutions Examination Council Act of 1978 (12 U.S.C. 3302).''.
-<all>
+Union Calendar No. 452
+
+119th CONGRESS
+
+2d Session
+
+H. R. 6544
+
+[Report No. 119-527]
+
+_______________________________________________________________________
+
+A BILL
+
+To require the Federal financial institutions regulatory agencies to
+review the cumulative impact of regulations issued by such agencies,
+and for other purposes.
+
+_______________________________________________________________________
+
+February 25, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
Lobbying activity
Organizations whose LDA filings reference this bill, ranked by filing count. Position not disclosed — LDA does not require lobbyists to report support / oppose / monitor. Bill-number references can be stale (lobbyists sometimes copy text year-over-year), so verify against the filing description.
2
filings · 2026 Q4
2
filings · 2026 Q4
2
filings · 2026 Q4
1
filings · 2025 Q4
via Senate LDA · self-reported quarterly. Filing count = filings mentioning this bill (no position required), not money spent on it. Click a client to see all bills they've filed on.