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HR 6498 · 119th Congress · Education

Student Financial Clarity Act of 2025

Introduced December 09, 2025 Latest action January 21, 2026 4 cosponsors

Sponsor

Latest action

Placed on the Union Calendar, Calendar No. 395.

Action timeline

Every recorded action on this bill, newest first. Stage badges color-code the legislative path.

Jan 21, 2026
committee Reported (Amended) by the Committee on Education and Workforce. H. Rept. 119-461.
Education and Workforce Committee
Jan 21, 2026
other Placed on the Union Calendar, Calendar No. 395.
Dec 11, 2025
committee Committee Consideration and Mark-up Session Held
Education and Workforce Committee
Dec 11, 2025
committee Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 6.
Education and Workforce Committee
Dec 09, 2025
introduced Introduced in House

Text versions

Each stage of the bill — official text published by GPO. Click any format to read on congress.gov / govinfo.

Jan 21, 2026 Reported in House
XML
Dec 09, 2025 Introduced in House
XML

CRS summaries

Plain-English summaries written by the Congressional Research Service — neutral, nonpartisan staff who summarize bills as they advance through stages. The authoritative description of what each version of the bill does.

via Congressional Research Service · published through congress.gov

Changelog
ⓘ

How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.

  1. ih / is — Introduced in House / Senate. First filed version.
  2. rfh / rfs — Referred to a committee for review.
  3. rh / rs — Reported back by the committee to the floor (often with amendments — this is where most language changes happen).
  4. pcs / pch — Placed on Calendar for floor consideration.
  5. eh / es — Engrossed. Passed by the originating chamber. Text is now what was actually voted on.
  6. rdh / rds — Received by the other chamber.
  7. eah / eas — Engrossed Amendment. The other chamber passed an amended version.
  8. ath / ats — Agreed to. Both chambers settled on the same text.
  9. enr — Enrolled. Final reconciled text, sent to the President.
  10. pl — Public Law. Signed by the President. It's now law.
  11. pp — Public Print. Official printing post-enactment.

Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.

Line-level diff between text versions of this bill — what actually changed at each legislative stage.

→
+148 −82 190 unchanged
--- Introduced (House)
+++ Reported (House)
@@ -1,11 +1,14 @@
[From the U.S. Government Publishing Office]
-[H.R. 6498 Introduced in House (IH)]
+[H.R. 6498 Reported in House (RH)]
<DOC>
+Union Calendar No. 395
119th CONGRESS
-1st Session
+2d Session
H. R. 6498
+
+[Report No. 119-461]
To amend the Higher Education Act of 1965 to increase transparency in
college tuition for consumers, and for other purposes.
@@ -20,6 +23,19 @@
following bill; which was referred to the Committee on Education and
Workforce
+January 21, 2026
+
+Additional sponsors: Mr. Norcross and Mr. Vindman
+
+January 21, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
+[Strike out all after the enacting clause and insert the part printed
+in italic]
+[For text of introduced bill, see copy of bill as introduced on
+December 9, 2025]
+
_______________________________________________________________________
A BILL
@@ -38,9 +54,8 @@
SEC. 2. TRANSPARENCY IN COLLEGE TUITION FOR CONSUMERS.
(a) Amendment.--Section 132 of the Higher Education Act of 1965 (20
-U.S.C. 1015a) is amended--
-(1) by striking subsections (a) through (j) and inserting
-the following:
+U.S.C. 1015a) is amended by striking subsections (a) through (j) and
+inserting the following:
``(a) Definitions.--In this section:
``(1) College scorecard website.--The term `College
Scorecard website' means the College Scorecard website required
@@ -77,29 +92,25 @@
``(D) offered by a State; or
``(E) offered by any other source.
``(5) Net price required for completion.--
-``(A) Net price determinations.--
-``(i) Total net price required for
-completion.--The term `total net price required
-for completion' means, with respect to a
-student in a program of study--
-``(I) the required costs charged to
-such student for the program of study
-for the time to credential; minus
-``(II) the amount of grant and
-scholarship aid that is available to
-the student for such program for the
-time to credential.
-``(ii) Annual net price required for
-completion.--The term `annual net price
-required for completion' means, with respect to
-a student in a program of study--
-``(I) the required costs charged to
-such student for the program of study
-for an award year; minus
-``(II) the amount of grant and
-scholarship aid that is available to
-the student for such program for such
-award year.
+``(A) Total net price required for completion.--The
+term `total net price required for completion' means,
+with respect to a student in a program of study--
+``(i) the required costs charged to such
+student for the program of study for the time
+to credential; minus
+``(ii) the amount of grant and scholarship
+aid that is available to the student for such
+program for the time to credential.
+``(B) Annual net price required for completion.--
+The term `annual net price required for completion'
+means, with respect to a student in a program of
+study--
+``(i) the required costs charged to such
+student for the program of study for an award
+year; minus
+``(ii) the amount of grant and scholarship
+aid that is available to the student for such
+program for such award year.
``(6) Net price of attendance.--
``(A) Total net price of attendance.--The term
`total net price of attendance' means, with respect to
@@ -130,13 +141,12 @@
``(b) Consumer Information.--
``(1) Availability of information for title iv institutions
and programs.--Not later than 18 months after the effective
-date of this subsection, the Secretary shall, subject to
-applicable Federal privacy statutes, make publicly available on
-the College Scorecard website the following information with
-respect to students of the institution who have received
-Federal financial assistance described in paragraph (2)(I), for
-the most recent award year for which such information is
-available:
+date of this subsection, the Secretary shall make publicly
+available on the College Scorecard website the following
+information with respect to students of the institution who
+have received Federal financial assistance described in
+paragraph (2)(I), for the most recent award year for which such
+information is available:
``(A) Institutions.--With respect to each
institution of higher education that participates in a
program under title IV, the following:
@@ -154,9 +164,7 @@
``(iv) In the case of an institution that
requires scores for a college entrance
examination (such as the SAT or ACT) to be
-submitted, the subject matter scores and
-combined scores on such examinations, as
-applicable.
+submitted, data on such submitted scores.
``(v) The acceptance rate, determined by
calculating the percentage of individuals who
submitted a completed application to the
@@ -188,12 +196,23 @@
``(I) the average, median, minimum,
and maximum values of--
``(aa) the required costs
-for such award year;
+for such award year (determined
+for an institution based on the
+required costs for all programs
+of study);
``(bb) the cost of
-attendance for such award year;
+attendance for such award year
+(determined for an institution
+based on the cost of attendance
+for all programs of study);
``(cc) the amount of grant
and scholarship aid received by
-students for such award year;
+students for such award year
+(determined for an institution
+based on the amount of grant
+and scholarship aid received by
+students for all programs of
+study);
``(dd) the information
described in item (cc) and
subclause (II)(cc),
@@ -201,36 +220,46 @@
``(AA) by the type
of source described in
-clauses (i) through (v)
-of subsection
-(a)(5)(C); and
+subparagraphs (A)
+through (E) of
+subsection (a)(4); and
``(BB) by whether
such aid is need-based,
merit-based, or
athletic-based, or is
another type of aid;
-and
``(II) with respect to students who
completed a credential during the most
recent award year, the average, median,
minimum, and maximum values of--
-``(aa) the program length;
+``(aa) the program length
+(determined for an institution
+based on the program length for
+all programs of study);
``(bb) the time to
-credential;
+credential (determined for an
+institution based on the time
+to credential for all programs
+of study);
``(cc) the amount of grant
and scholarship aid received
-for the time to credential;
+for the time to credential
+(determined for an institution
+based on the amount of grant
+and scholarship aid received by
+students for all programs of
+study);
``(dd) the total net price
required for completion
-(determined for the institution
+(determined for an institution
based on the total net price
required for completion for all
programs of study); and
``(ee) the total net price
required for attendance
-(determined for the institution
+(determined for an institution
based on the total net price
required for attendance for all
programs of study);
@@ -295,11 +324,11 @@
481(b)(3)(A)(iv)) of such
students; and
``(II) the annual earnings of
-students who were enrolled in the
-institution during the most recent
-award year for which data are available
-in a program of study, and who at the
-time the information is reported--
+students who were enrolled in a program
+of study at the institution during the
+most recent award year for which data
+are available, and who at the time the
+information is reported--
``(aa) have not completed
such program of study; and
``(bb) are not enrolled at
@@ -309,10 +338,10 @@
program of study at each such institution, the
credential awarded for completion of the program of
study.
-``(2) Disaggregated information.--The Secretary shall,
-subject to applicable Federal privacy statutes, ensure the
-information described in paragraph (1) is disaggregated, as
-applicable, by the following student characteristics:
+``(2) Disaggregated information.--The Secretary shall
+ensure the information described in paragraph (1) is
+disaggregated, as applicable, by the following student
+characteristics:
``(A) Financial circumstances including--
``(i) household income categories, as
determined by students' and families' adjusted
@@ -345,23 +374,29 @@
described in section 116(b)(3)(A)(ii) of the Workforce
Innovation and Opportunity Act (29 U.S.C.
3141(b)(3)(A)(ii)).
-``(3) Access and comparisons.--The Secretary shall ensure
-that the College Scorecard website--
+``(3) Comparisons; access; privacy.--The Secretary shall
+ensure that the College Scorecard website--
``(A) includes a method for users to easily compare
institutions and programs, including in a manner that
allows for such comparison based on--
``(i) the institutional and program
information described in paragraph (1); and
``(ii) the student characteristics
-described in paragraph (2); and
+described in paragraph (2);
``(B) provides access to information in an
-electronic and downloadable format.
+electronic and downloadable format; and
+``(C) complies with applicable Federal privacy
+statutes and uses appropriate statistical disclosure
+limitation techniques necessary to ensure that the data
+released to the public cannot be used to identify
+specific individuals, including with respect to
+disaggregated information under paragraph (2).
``(4) Annual updates; adjustments.--
``(A) Annual data.--The Secretary shall annually
update the data on the College Scorecard website
required under this subsection.
``(B) Adjustments.--The Secretary may adjust the
-data required under subclauses (III) and (IV) of
+data required under subclauses (IV) and (V) of
paragraph (1)(B)(v) using the Consumer Price Index if
the Secretary determines such adjustment is necessary.
``(5) Data collection.--The Commissioner for Education
@@ -408,7 +443,7 @@
``(iv) total estimated net price of
attendance equal to the sum of the annual
estimated net price of attendance for each year
-described in clause (iii); and
+described in clause (iii);
``(C) with respect to calculating net price
estimates as required by subparagraph (B)--
``(i) determines an estimated annual
@@ -433,7 +468,7 @@
based on--
``(I) the single set of questions
developed by the Secretary in
-accordance with paragraph (5);
+accordance with paragraph (2);
``(II) the student-level data
elements reported by institutions in
accordance with section 668.408 of
@@ -452,10 +487,10 @@
institutions and programs; and
``(E) provides access to information in an
electronic and downloadable format.
-``(5) Development of input questions.--The Secretary shall
+``(2) Development of input questions.--The Secretary shall
develop a single set of questions for purposes of capturing the
information specified in subsection (b)(2).
-``(6) Updates.--
+``(3) Updates.--
``(A) Data.--The Secretary shall update the data on
the Universal Net Price Calculator Website, as required
under this subsection, not less than annually.
@@ -464,19 +499,19 @@
Universal Net Price Calculator website and make any
changes or updates that the Secretary considers
appropriate.
-``(7) Integration with other federal financial aid
+``(4) Integration with other federal financial aid
resources.--In accordance with subsection (d)(5) of section
483, the Secretary shall ensure that a website link or other
means of accessing the Universal Net Price Calculator is
included on the FAFSA website (or similar successor website).
-``(8) Interagency coordination.--The Secretary, in
+``(5) Interagency coordination.--The Secretary, in
consultation with each appropriate head of a department or
agency of the Federal Government, shall ensure, to the greatest
extent practicable, that any information related to higher
education that is published by such department or agency is
consistent with the information published on the Universal Net
Price Calculator website.
-``(9) Consumer testing.--In developing and maintaining the
+``(6) Consumer testing.--In developing and maintaining the
College Scorecard website and the Universal Net Price
Calculator website, the Secretary, in consultation with each
appropriate head of each appropriate department and agency of
@@ -491,7 +526,7 @@
``(i) improve the usefulness and relevance
of the College Scorecard website, with respect
to the presentation of the consumer information
-collected subsection (b); and
+collected pursuant to subsection (b); and
``(ii) ensure that the Universal Net Price
Calculator website is usable and easily
understandable and provides useful and relevant
@@ -504,7 +539,7 @@
(1)(B) of this subsection that were determined to be
useful and relevant to students and families based on
the consumer testing described in subparagraph (A).
-``(10) Use of net price calculator by institutions.--Not
+``(7) Use of net price calculator by institutions.--Not
later than two years after the date on which the Secretary
makes the calculator developed under paragraph (1) available to
institutions of higher education, each institution of higher
@@ -520,7 +555,7 @@
the institution's calculator includes, at a minimum,
the same data elements included in the calculator
developed under paragraph (1).
-``(11) Notice.--A net price estimate calculated for an
+``(8) Notice.--A net price estimate calculated for an
individual using the Universal Net Price Calculator under this
subsection shall be accompanied by a clear and conspicuous
notice--
@@ -537,11 +572,16 @@
section 483 in order to be eligible for, and receive,
an actual financial aid award that includes Federal
grant, loan, or work-study assistance under title IV;
-and
``(C) including a link to the website of the
Department that allows individuals to access the Free
Application for Federal Student Aid described in
-section 483.''; and
+section 483; and
+``(D) explaining that the net price estimate
+calculated for an individual using the Universal Net
+Price Calculator under this subsection may differ from
+the net price calculated for such individual using an
+institution's net price calculator due to differences
+in data or methodology.''.
(b) Conforming Amendment.--Section 132 of the Higher Education Act
of 1965 (20 U.S.C. 1015a) is further amended by redesignating
subsections (k) and (l) as subsections (d) and (e), respectively.
@@ -575,9 +615,9 @@
Act of 1965 (20 U.S.C. 1003) is amended--
(1) by redesignating paragraphs (15) through (24) as
paragraphs (16) through (25), respectively; and
-(2) by inserting after paragraphs (14) the following new
+(2) by inserting after paragraph (14) the following new
paragraph:
-``(14) Program of study defined.--
+``(15) Program of study defined.--
``(A) In general.--The term `program of study'--
``(i) means an eligible program at an
institution of higher education that is
@@ -588,7 +628,7 @@
upon completion of the program; and
``(ii) does not include a program of study
abroad.
-``(B) CIP code.--The term `CIP code' means the six-
+``(B) Cip code.--The term `CIP code' means the six-
digit taxonomic identification code assigned by an
institution of higher education to a specific program
of study at the institution, determined by the
@@ -628,8 +668,12 @@
(d) Conforming Amendments.--
(1) Higher education act of 1965.--The Higher Education Act
of 1965 (20 U.S.C. 1001 et seq.), as amended by this Act, is
-further amended by striking ``College Navigator'' each place it
-appears and inserting ``College Scorecard''.
+further amended--
+(A) by striking ``College Navigator'' each place it
+appears and inserting ``College Scorecard''; and
+(B) in the header of section 487(d)(3), by striking
+``college navigator'' and inserting ``college
+scorecard''.
(2) Other references.--Any reference in any law (other than
the Higher Education Act of 1965 (20 U.S.C. 1001 et seq.)),
regulation, document, record, or other paper of the United
@@ -642,4 +686,26 @@
July 1, 2027, and shall apply with respect to award year 2027-2028 and
each subsequent award year, as determined under the Higher Education
Act of 1965.
-<all>
+Union Calendar No. 395
+
+119th CONGRESS
+
+2d Session
+
+H. R. 6498
+
+[Report No. 119-461]
+
+_______________________________________________________________________
+
+A BILL
+
+To amend the Higher Education Act of 1965 to increase transparency in
+college tuition for consumers, and for other purposes.
+
+_______________________________________________________________________
+
+January 21, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed

Lobbying activity

Organizations whose LDA filings reference this bill, ranked by filing count. Position not disclosed — LDA does not require lobbyists to report support / oppose / monitor. Bill-number references can be stale (lobbyists sometimes copy text year-over-year), so verify against the filing description.

AMERICAN COUNCIL ON EDUCATION
EDU
3
filings · 2026 Q4
SLM CORPORATION
EDU
2
filings · 2026 Q4
NATIONAL ASSN OF INDEPENDENT COLLEGES & UNIVERSITIES
EDU
2
filings · 2026 Q4
AMERICAN FEDERATION OF TEACHERS
EDU
2
filings · 2026 Q4
PENNSYLVANIA STATE UNIVERSITY
EDU
1
filings · 2025 Q4
AMERICAN ASSOCIATION OF COMMUNITY COLLEGES
EDU
1
filings · 2026 Q1

via Senate LDA · self-reported quarterly. Filing count = filings mentioning this bill (no position required), not money spent on it. Click a client to see all bills they've filed on.

Cosponsors (4)

Members who signed on to support this bill.

Onder R
Trahan D
Norcross D
Vindman D