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HR 5577 · 119th Congress · Finance and Financial Sector

NFIP Extension Act of 2026

Introduced September 26, 2025 Latest action January 15, 2026 6 cosponsors

Sponsor

Latest action

Placed on the Union Calendar, Calendar No. 391.

Action timeline

Every recorded action on this bill, newest first. Stage badges color-code the legislative path.

Jan 15, 2026
committee Reported (Amended) by the Committee on Financial Services. H. Rept. 119-456.
Financial Services Committee
Jan 15, 2026
other Placed on the Union Calendar, Calendar No. 391.
Dec 17, 2025
committee Committee Consideration and Mark-up Session Held
Financial Services Committee
Dec 17, 2025
committee Ordered to be Reported (Amended) by the Yeas and Nays: 53 - 0.
Financial Services Committee
Dec 16, 2025
committee Committee Consideration and Mark-up Session Held
Financial Services Committee

Text versions

Each stage of the bill — official text published by GPO. Click any format to read on congress.gov / govinfo.

Jan 15, 2026 Reported in House
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Sep 26, 2025 Introduced in House
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Changelog

How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.

  1. ih / isIntroduced in House / Senate. First filed version.
  2. rfh / rfsReferred to a committee for review.
  3. rh / rsReported back by the committee to the floor (often with amendments — this is where most language changes happen).
  4. pcs / pchPlaced on Calendar for floor consideration.
  5. eh / esEngrossed. Passed by the originating chamber. Text is now what was actually voted on.
  6. rdh / rdsReceived by the other chamber.
  7. eah / easEngrossed Amendment. The other chamber passed an amended version.
  8. ath / atsAgreed to. Both chambers settled on the same text.
  9. enrEnrolled. Final reconciled text, sent to the President.
  10. plPublic Law. Signed by the President. It's now law.
  11. ppPublic Print. Official printing post-enactment.

Most bills die before eh/es. Going from pcsenr is the full path through both chambers.

Line-level diff between text versions of this bill — what actually changed at each legislative stage.

+47 −8 19 unchanged
--- Introduced (House)
+++ Reported (House)
@@ -1,11 +1,14 @@
[From the U.S. Government Publishing Office]
-[H.R. 5577 Introduced in House (IH)]
+[H.R. 5577 Reported in House (RH)]
<DOC>
+Union Calendar No. 391
119th CONGRESS
-1st Session
+2d Session
H. R. 5577
+
+[Report No. 119-456]
To amend the National Flood Insurance Act of 1968 to reauthorize the
National Flood Insurance Program.
@@ -18,6 +21,20 @@
Mr. Garbarino introduced the following bill; which was referred to the
Committee on Financial Services
+
+January 15, 2026
+
+Additional sponsors: Mr. Carter of Georgia, Mr. Van Drew, Mr. Lawler,
+Mr. Moskowitz, Mr. LaLota, and Mr. Gottheimer
+
+January 15, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
+[Strike out all after the enacting clause and insert the part printed
+in italic]
+[For text of introduced bill, see copy of bill as introduced on
+September 26, 2025]
_______________________________________________________________________
@@ -38,10 +55,32 @@
(a) Financing.--Section 1309(a) of the National Flood Insurance Act
of 1968 (42 U.S.C. 4016(a)) is amended by striking ``September 30,
2023'' and inserting ``September 30, 2026''.
-(b) Program Expiration.--Program expiration.--Section 1319 of the
-National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by
-striking ``September 30, 2023'' and inserting ``September 30, 2026''.
+(b) Program Expiration.--Section 1319 of the National Flood
+Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking
+``September 30, 2023'' and inserting ``September 30, 2026''.
(c) Retroactive Effective Date.--If this Act is enacted after
-September 30, 2025, the amendments made by subsections (a) and (b)
-shall take effect as if enacted on September 30, 2025.
-<all>
+January 30, 2026, the amendments made by subsections (a) and (b) shall
+take effect as if enacted on January 30, 2026.
+Union Calendar No. 391
+
+119th CONGRESS
+
+2d Session
+
+H. R. 5577
+
+[Report No. 119-456]
+
+_______________________________________________________________________
+
+A BILL
+
+To amend the National Flood Insurance Act of 1968 to reauthorize the
+National Flood Insurance Program.
+
+_______________________________________________________________________
+
+January 15, 2026
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed

Lobbying activity

Organizations whose LDA filings reference this bill, ranked by filing count. Position not disclosed — LDA does not require lobbyists to report support / oppose / monitor. Bill-number references can be stale (lobbyists sometimes copy text year-over-year), so verify against the filing description.

via Senate LDA · self-reported quarterly. Filing count = filings mentioning this bill (no position required), not money spent on it. Click a client to see all bills they've filed on.

Cosponsors (6)

Members who signed on to support this bill.