HR 2791
· 119th Congress
· Armed Forces and National Security
Homes for Heroes Act
Sponsor
Latest action
Placed on the Union Calendar, Calendar No. 257.
Action timeline
Every recorded action on this bill, newest first. Stage badges color-code the legislative path.
Sep 18, 2025
committee
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-303.
Veterans' Affairs Committee
Sep 18, 2025
other
Placed on the Union Calendar, Calendar No. 257.
Jul 23, 2025
committee
Committee Consideration and Mark-up Session Held
Veterans' Affairs Committee
Jul 23, 2025
committee
Ordered to be Reported (Amended) by Voice Vote.
Veterans' Affairs Committee
Jul 03, 2025
committee
Subcommittee on Economic Opportunity Discharged
Veterans' Affairs Committee
Jun 11, 2025
committee
Subcommittee Hearings Held
Economic Opportunity Subcommittee
May 08, 2025
committee
Referred to the Subcommittee on Economic Opportunity.
Economic Opportunity Subcommittee
Apr 09, 2025
introduced
Introduced in House
Apr 09, 2025
introduced
Referred to the House Committee on Veterans' Affairs.
Veterans' Affairs Committee
Text versions
Each stage of the bill — official text published by GPO. Click any format to read on congress.gov / govinfo.
Changelog
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih / is — Introduced in House / Senate. First filed version.rfh / rfs — Referred to a committee for review.rh / rs — Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs / pch — Placed on Calendar for floor consideration.eh / es — Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh / rds — Received by the other chamber.eah / eas — Engrossed Amendment. The other chamber passed an amended version.ath / ats — Agreed to. Both chambers settled on the same text.enr — Enrolled. Final reconciled text, sent to the President.pl — Public Law. Signed by the President. It's now law.pp — Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
ⓘ
How a bill moves through Congress. Each stage produces a new official text. The diff between them shows what changed at that step.
ih/is— Introduced in House / Senate. First filed version.rfh/rfs— Referred to a committee for review.rh/rs— Reported back by the committee to the floor (often with amendments — this is where most language changes happen).pcs/pch— Placed on Calendar for floor consideration.eh/es— Engrossed. Passed by the originating chamber. Text is now what was actually voted on.rdh/rds— Received by the other chamber.eah/eas— Engrossed Amendment. The other chamber passed an amended version.ath/ats— Agreed to. Both chambers settled on the same text.enr— Enrolled. Final reconciled text, sent to the President.pl— Public Law. Signed by the President. It's now law.pp— Public Print. Official printing post-enactment.
Most bills die before eh/es. Going from pcs → enr is the full path through both chambers.
Line-level diff between text versions of this bill — what actually changed at each legislative stage.
+71
−6
22 unchanged
--- Introduced (House)
+++ Reported (House)
@@ -1,11 +1,14 @@
[From the U.S. Government Publishing Office]
-[H.R. 2791 Introduced in House (IH)]
+[H.R. 2791 Reported in House (RH)]
<DOC>
+Union Calendar No. 257
119th CONGRESS
1st Session
H. R. 2791
+
+[Report No. 119-303]
To amend title 38, United States Code, to increase the maximum amount
of housing loan guaranty entitlement available to certain veterans
@@ -20,6 +23,15 @@
Mr. Miller of Ohio introduced the following bill; which was referred to
the Committee on Veterans' Affairs
+September 18, 2025
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
+[Strike out all after the enacting clause and insert the part printed
+in italic]
+[For text of introduced bill, see copy of bill as introduced on April
+9, 2025]
+
_______________________________________________________________________
A BILL
@@ -31,11 +43,64 @@
Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,
-SECTION 1. INCREASE TO MAXIMUM AMOUNT OF HOUSING LOAN GUARANTY
-ENTITLEMENT AVAILABLE TO CERTAIN VETERANS.
+SECTION 1. SHORT TITLE.
+
+This Act may be cited as the ``Homes for Heroes Act''.
+
+SEC. 2. INCREASE TO MAXIMUM AMOUNT OF HOUSING LOAN GUARANTY ENTITLEMENT
+AVAILABLE TO CERTAIN VETERANS.
Clause (ii) of section 3703(a)(1)(C) of title 38, United States
Code, is amended by striking ``25 percent of the Freddie Mac conforming
-loan limit'' and inserting ``25 percent of the product of the Freddie
-Mac conforming loan limit multiplied by 1.5''.
-<all>
+loan limit'' and inserting ``37.5 percent of the Freddie Mac conforming
+loan limit''.
+
+SEC. 3. ADJUSTMENT OF FEES FOR INTEREST RATE REDUCTION REFINANCING
+HOUSING LOANS GUARANTEED INSURED, OR MADE BY THE
+SECRETARY OF VETERANS AFFAIRS.
+
+The loan fee table in section 3729(b)(2) of title 38, United States
+Code, is amended by striking the row in subparagraph (E) (relating to
+interest rate reduction refinancing loans) and inserting the following:
+
+----------------------------------------------------------------------------------------------------------------
+``(E)(i) Interest rate reduction refinancing loan 0.50 0.50 0.50
+(closed on or after August 1, 2025, and before
+December 31, 2025)
+(E)(ii) Interest rate reduction refinancing loan 0.25 0.25 0.25
+(closed on or after December 31, 2025, and
+before December 31, 2027)
+(E)(iii) Interest rate reduction refinancing loan 0.50 0.50 0.50
+(closed on or after December 31, 2027, and
+before October 1, 2031)
+(E)(iv) Interest rate reduction refinancing loan 0.75 0.75 0.75
+(closed on or after October 1, 2031, and before
+December 31, 2035)
+(E)(v) Interest rate reduction refinancing loan 0.50 0.50 0.50''.
+(closed on or after December 31, 2035)
+----------------------------------------------------------------------------------------------------------------
+
+Union Calendar No. 257
+
+119th CONGRESS
+
+1st Session
+
+H. R. 2791
+
+[Report No. 119-303]
+
+_______________________________________________________________________
+
+A BILL
+
+To amend title 38, United States Code, to increase the maximum amount
+of housing loan guaranty entitlement available to certain veterans
+under the laws administered by the Secretary of Veterans Affairs.
+
+_______________________________________________________________________
+
+September 18, 2025
+
+Reported with an amendment, committed to the Committee of the Whole
+House on the State of the Union, and ordered to be printed
Lobbying activity
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4
filings · 2026 Q3
4
filings · 2026 Q3
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